Skilled Danbury Real Estate Law Firm
Residential closings and refinance can be both an exciting and complex time in a homeowner’s life. Our firm is familiar with the intricacy of the laws and paperwork required in this area of the law. Trust us to guide you through the process quickly and effectively.
Connecticut Home Refinance Attorney
Refinancing your mortgage can result in more favorable interest rates and reduce your monthly payment. However, careful consideration should be given to the matter before you invest the time and money into refinancing a mortgage. Yorio Law Group, P.C. , offers a full-service real estate practice to serve the needs of borrowers, first-time home buyers, investors and other clients in Connecticut.
Our attorneys offer experienced legal advice regarding residential property financing and refinancing. We have the knowledge and experience to advise clients of the benefits and risks of mortgage refinancing options. Borrowers choose to refinance their home mortgage for many reasons:
- Reduce monthly payments by capitalizing on lower interest rates
- Reduce overall mortgage balance (when factoring interest over the course of the mortgage)
- Modify an Adjustable Rate Mortgage (ARM) to a fixed rate mortgage
- Build equity
Refinancing your mortgage involves a number of closing costs similar to purchase and sale closings. Therefore, it is important to evaluate the refinance costs and consider if the benefits would offset the closing costs. An experienced real estate lawyer can review your financial information and explain the proposed refinancing options in simple terms — enabling you to make an informed decision about your financial situation.
Reverse Mortgage
This type of refinance is special and was created for a very special reason. There are many requirements, but the basic idea of a reverse mortgage is to get your lender to give you a lump sum of money based on the value of your property. This lump sum will be paid back to the bank when the house is sold or upon your death. Schedule a consultation with our office to learn more about this option.
Danbury Real Estate Closing Attorney
Real estate closings involve numerous legal documents. Title defects, property inspection problems, and other shortcomings can turn your real estate closing into a fiasco. Our attorneys guide buyers, sellers, and other parties through real estate closings efficiently and effectively.
At Yorio Law Group, we have experience resolving closing issues, such as:
- Review, negotiation, and drafting of purchase and sale agreement
- Resolve title defects and ensure clear title
- Secure title insurance
- Advise about financing and refinancing
- Resolve property disputes involving boundary lines or easements
- Other representation throughout the purchase or sale
In real estate closings, our goal is to protect our clients’ positions in contract and ensure that their most valuable asset is appropriately acquired or liquidated. We have experience representing both the seller and buyer in transactions, and can guide you through this process quickly and efficiently.
Contact Our Firm
If you have questions regarding residential closings and refinance, contact the Yorio Law Group, P.C. We maintain a 24 hour answering service to meet the needs of our clients. Call 203-790-4529 or complete the contact form on this website to schedule a consultation. Spanish interpretation services by appointment.